Insurance's questions - French iziqna

Why is American healthcare so wrong?

11 answers · 24 hours ago
Best answer: Insurance companies have an open enrollment period where you can buy, usually beginning in January. The idea is to induce you to buy insurance by giving you only a short period to do so. The ACA open enrollment is November to February but there is no individual mandate beginning in January so he can buy a cheaper... show more

The deadline for open enrollment is December 15th. My husband s job does not offer health insurance. My job only offers AFLAC (supplemental health insurance). We have a 3 year old son that definitely needs coverage, and I see my doctor every other month. We went through last year and currently pay... show more

My mom has been paying life insurance for me since I was young and we still do pay on it. We sometimes miss the payment date and they always threatened to terminate unless we pay 75 for 3 months for me and 150 for 3 months for my mom. If we miss a payment of course we have to pay more. I have been doing research... show more

We live together, but can't get married. We aren't ready and we don't want to be forced to. My work does not offer domestic partnership for my insurance. She is over 26 so she is unable to be on her parents insurance plan. She is also currently in school, where they require her to work part-time.... show more

What's the point of having some type of health insurance if I still get hospital bills?

Does the doctor or dentist take a loss, or does the government reimburse them?

Best answer: Not every insurer is licensed in every state, or partners with local hospitals in every city. You could go with any provider but find they don't authorize you to go anywhere close or convienant. We cannot read the plans in full, nor do we know your financial situation how much of a burden 100 a month will be... show more

Best answer: You haven't used much of your insurance, meaning you've been healthy. It sounds like the care you've been getting has worked really well! And yes, obviously having the government (meaning taxes, meaning mostly rich people) pay for everyone's health care is better for the unemployed person than... show more

I started a new job about three weeks ago. The health insurance that is offered has a plan year of April 1, 2018–March 31, 2019. That seems strange to me. I thought most health plans started on January 1 and ended December 31. Is this normal for a plan to start in April and end in March of the following year?... show more

If I call a insurance agent and they take some info and my credit card and that's it? Or is it more complicated?

Best answer: If you're healthy, and you're never going to use it, yes.

Cancelled life insurance?

14 answers · 7 days ago
I let a policy lapse 20 years ago. Now the insurance company wants 20 years worth of dues, has anyone heard of such a thing?

My mother made me beneficiary of her life insurance policy after my father died because I became her primary caregiver. She told me she was making me beneficiary because I was the one who always took care of her and and the last couple of months her only caregiver and it was her way of showing her appreciation for... show more

Once the pension is taken it will not increase is what I believe is the case. Is that correct? e.g company doesn t add to pension (freezes it at $2000) does it still increase a percentage each year until the individual retires and pension is paid out each month? Thanks!

How would my insurance claim work?

4 answers · 4 days ago
My parked car underneath my metal carport collapsed onto my car due to a natural disaster(snow). I have car insurance and homeowners insurance with the same company. I am a first time home buyer so this will be my very first claim. Would homeowners cover it all? What if I don’t want a new carport? The car was... show more

What do I do about my healthcare?

7 answers · 1 week ago
I'm 21 I live with a relative and I just applied for the Healthcare marketplace plans. The lowest option was a catastrophic health plan for about 200 dollars as the lowest. I only make about 600 a month working normal part time hours. How am I supposed to get insurance? Are there any other low cost options... show more

Best answer: Your insurance company doesn’t have medical records, outside of things that are pertinent to coverage. Like physician letters showing you tried treatments A-F and now need Treatment G. They may have reimbursement information, like showing they paid for a flu shot or a surgery, but it won’t be extensive medical... show more

Medi-Cal 2 questions?

4 answers · 6 days ago
I plan on moving outside the US for a period of months. Do I have to cancel my membership or should I just let them cancel it by default. I plan on returning the California, like I mentioned in a few months, but when I enroll once again will there be any problems?